Through an employer, often yes (up to 30% advantage). Privately, the purchase is generally more economical in the long term.
Rent or buy an electric bike: which option is right for you?
Electric bikes have become a must-have. They're durable, perfect for commuting and often a healthy alternative to the car. But if you want one, the question immediately arises: should you buy orleasing? In this article, we clearly highlight the advantages and disadvantages of each formula, so you can make an informed choice.
What does it really mean to "rent" an e-bike?
Renting an electric bike means paying a fixed amount each month for its use. This amount usually covers much more than the bike itself:
- Maintenance and repairs included.
- Insurance against theft or damage is included in the package.
- At the end of the contract, you can often buy back the bike for a residual value.
leasing is mostly offered through employers, and this is where the big advantage often lies: tax benefits. Thanks to these schemes, a leasing bike can be much cheaper than you might initially think.
Buying an e-bike: how much does it cost?
If you buy an electric bike, you pay the full price in one go. For a good model, expect to pay between €1,500 and €4,000. Top-of-the-range models or speed pedelecs can be even more expensive.
In addition, there are recurring costs:
- Insurance: around €100 to €200 per year.
- Maintenance: between €150 and €300 per year, depending on use.
- Battery replacement: after 4 to 5 years, expect to pay €500 to €900.
The advantage of buying? If you take good care of your bike and keep it for a long time, it can be more economical in the long run.
Comparing costs: purchase vs. leasing
Let's take a concrete example: an electric bike costing €3,000 and used for 5 years.
Scenario 1: purchase
- Purchase price: €3,000
- Maintenance (5 × €200): €1,000
- Insurance (5 × €150): €750
- Battery replacement: €700
- Total : 5.450 €
Scenario 2: leasing via employer (5 years, €75/month)
- leasing cost: 60 × €75 = €4,500
- Maintenance, insurance and assistance often included
- Redemption possible: approx. €500
- Total cost: €5,000
The difference is minimal, but the benefits vary:
- With leasing, you know exactly what you're paying, with no unexpected costs.
- With the purchase, you become 100% owner after 5 years.
Read also: Is it worth renting an electric bike?
Leasing reconditioned electric bikes: smart and sustainable
An interesting trend is the rental of reconditioned electric bikes. These are used bikes that have been reconditioned to new, ready to ride as if they were new.
Benefits:
- Lower monthly payments: from €40 to €60/month, whereas a new bike often costs €75 to €100.
- Durability: You prolong the life of a bike and save resources and energy.
- The same advantages asnew leasing : maintenance, insurance and warranty included.
- Premium brands: Gazelle, Riese & Müller, Cube, Trek, Specialized...
Example:
- new bike Leasing : €80/month × 36 = €2,880
- refurbished bike Leasing : €55/month × 36 = €1,980
- Savings: €900
And you lose almost nothing in comfort or quality.
When is it wiser to buy?
- If you keep your bike for more than 7 years.
- If you can pay cash.
- If you're a do-it-yourselfer and do your own maintenance.
- If you don't want contractual constraints.
When is leasing more advantageous?
- If your employer offers tax benefits (up to 30% savings).
- If you don't want to worry about maintenance, insurance or the unexpected.
- If you like to change your bike every few years.
- If you prefer fixed monthly payments rather than a large initial outlay.
Bonus for employers
Businesses also benefit from leasing electric bicycles:
- Sustainable image and reduced CO₂ emissions.
- Less pressure on parking and reduced traffic jams.
- Deductible business expenses.
- Healthier employees and reduced absenteeism.
Read also: Renting a bike as a freelancer: why do it?
Conclusion: leasing or buying?
There is no universal answer.
- Buying is interesting if you want to keep the same bike for a long time and minimize costs over time.
- Renting is ideal if you're looking for simplicity and peace of mind, especially with the support of your employer.
- And if you want to save money and help the environment at the same time, leasing reconditioned bikes is an excellent alternative.
Frequently asked questions
Is renting cheaper than buying?
How much does leasing cost per month?
On average between €50 and €100, depending on the type of bike and the duration of the contract.
Can I buy the bike back after the leasing ?
Yes, usually for 10-20% of its new value.
How long does a battery last?
On average 4 to 6 years, depending on use.