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Electric bike insurance 2025: what does it cover?

Electric bikes are valuable and highly sought-after, but not all insurance policies are created equal. Find out when to insure your e-bike, what's really covered and the pitfalls to avoid for peace of mind.

Do I need to insure my electric bike in Belgium?

As with a normal bicycle, electric bike insurance is not compulsory. However, this only applies to EABs with a power rating of less than 250 watts, and an assistance speed limit of 25 km/h.