Calculate the annual cost of your electric bike with our calculator

The annual cost of an electric bike includes energy consumption, maintenance, depreciation, insurance and any accessories. A simple calculator makes it easy to compare these expenses with those of a car or public transport. In this article, you'll find out how to make an accurate estimate yourself. Annual costs are generally under €450. Refurbished models with warranty reduce the total cost even further.

Written by : Hanna Stevens | 13 november 2025 | Reading time: 4 minutes

More about the author: Hanna Stevens


Hanna is an avid cyclist who loves exploring new routes and sharing her experiences to inspire others to get on their bikes more often.

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Key findings

  1. Charging a 500 Wh battery costs around €0.15 per charge (source: average electricity price NL/BE in 2024).
  2. Average annual maintenance: €70-150 (chain, brake pads).
  3. Insurance: €60-120/year.
  4. A refurbished electric bike with warranty is subject to much lower depreciation than a new model.


Cost calculator

How much does your electric bike cost per year?

Indicate your use and the characteristics of your bike to estimate the annual cost. The result is an estimate based on average values.

What determines the annual cost?

The five fixed factors are :

  • Energy (kWh)
  • Maintenance
  • Depreciation
  • Insurance
  • Accessories / wear: most users underestimate the maintenance and wear of tires. According to bike shops in NL and BE, brake pads often wear out after 1,500-2,000 km.

Calculation: energy consumption

A typical 500 Wh (0.5 kWh) battery costs around €0.15 per charge at €0.30/kWh. With 100 full charge cycles per year, this works out at around €15/year.

Maintenance and wear

  • Chain + cassette: €40-80
  • Brake pads: €10-20
  • General service: €50-90

Total: €70-150 per year, depending on use and region.
Upway 's reconditioned electric bikes are technically checked and certified before sale, which generally reduces unexpected costs in the first year. Read more about maintenance costs in our guide.

Depreciation: new vs. refurbished

  • new electric bike: average depreciation of 15-25% per year (source: major retailers NL/BE).
  • refurbished 5-12% per year, as the greatest loss of value has already occurred.

Example: a refurbished electric bike at €1,200 → depreciation of around €100/year.

Insurance and additional costs

  • Theft insurance: €60-120/year
  • Extras: tires (€25-40), lighting (€10-30), anti-theft device (€20-50)

These amounts vary greatly from city to city; Brussels and Amsterdam apply higher premiums because of the risk of theft.

Average annual cost of using your e-bike


Type of costAverage/year
Electricity10-20 €
Maintenance70-150 €
Depreciation (recond.)80-150 €
Insurance60-120 €
Total220-440 €

Conclusion

An electric bike costs an average of €220-440 a year. The biggest savings come from choosing a refurbished model, regular maintenance and efficient battery recharging. In this way, you reduce your mobility costs while remaining sustainable.

Read also

FAQ

How much does an e-bike cost per kilometer?

Between €0.03 and €0.07 per km, depending on maintenance and depreciation.

Is a larger battery more expensive to run?

Yes, but the difference remains small (around €0.05 per additional 100 Wh per load).

How often should maintenance be carried out?

At least one overhaul per year, more often after 2,000 km.

How long does a motor last?

Generally between 10,000 and 20,000 km, depending on Bosch, Shimano or Bafang.

Does a refurbished model cost less per year?

Yes, mainly thanks to reduced depreciation and the warranty.

Do you still have questions?

Contact us by email: support@upway.shop
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